Everything You Need to Know About the Southwest Rapid Rewards Premier

Discover additional advantages, eligibility requirements, FAQ and a step-by-step application guide

The Southwest Rapid Rewards Premier Credit Card is an excellent choice for travelers who frequently fly with Southwest Airlines. Offering a range of rewards, travel perks, and bonus opportunities, this card can help you save money while enjoying a seamless travel experience. In this guide, we’ll explore additional benefits, eligibility requirements, frequently asked questions, and a step-by-step guide on how to apply.

More Benefits of the Southwest Rapid Rewards Premier

Two Free Checked Bags

Southwest Airlines is one of the few carriers that still offers two free checked bags per passenger. Although this is a standard perk for all Southwest travelers, having the Rapid Rewards Premier Credit Card helps you maximize savings on airfare, making it an ideal choice for frequent flyers.

Travel and Purchase Protections

Cardholders receive baggage delay insurance, lost luggage reimbursement, and extended warranty protection on eligible purchases. These benefits can provide peace of mind when traveling, knowing that your expenses are covered in case of unforeseen circumstances.

No Expiration on Points

Unlike many other airline rewards programs, Rapid Rewards points do not expire as long as your account remains open. This flexibility allows you to accumulate points over time and use them when it best suits your travel plans.

Global Entry or TSA PreCheck Credit (Available on Higher-Tier Southwest Cards)

While the Premier card does not include this benefit, Southwest does offer it on the Priority version of the card. If you travel frequently and want to speed through security lines, upgrading to the Priority version may be worth considering.

Access to Exclusive Southwest Promotions

Cardholders receive exclusive offers and promotions, such as early boarding upgrades and discounted flights. If you frequently book with Southwest, these limited-time deals can provide additional savings.

Requirements to Apply for the Southwest Rapid Rewards Premier

Before applying for the Southwest Rapid Rewards Premier Credit Card, ensure that you meet the eligibility criteria:

• Good to Excellent Credit Score – Generally, a credit score of 670 or higher is recommended for approval.
• U.S. Residency – Applicants must be legal residents of the United States.
• Stable Income – While no specific income requirement is stated, having a consistent income source increases your chances of approval.
• No Recent Chase 5/24 Rule Violations – Chase follows the 5/24 rule, meaning if you’ve opened five or more personal credit cards from any issuer within the last 24 months, you may not be approved.

Frequently Asked Questions (FAQ)

1. Does the Southwest Rapid Rewards Premier offer airport lounge access?

No, this card does not provide complimentary lounge access. If you prioritize lounge benefits, you may want to consider premium travel credit cards like the Chase Sapphire Reserve or the American Express Platinum Card.

2. Can I use my Southwest points for anything other than flights?

Yes! You can redeem points for hotel stays, car rentals, gift cards, and even experiences through the Rapid Rewards program. However, the best redemption value typically comes from booking Southwest flights.

3. How long does it take to receive the Companion Pass?

Once you earn 135,000 qualifying points in a calendar year, your Southwest Companion Pass is activated. The pass remains valid for the rest of that year and the entire following year.

4. Is there a way to get around the 5/24 rule?

Unfortunately, Chase is strict about this policy. If you’ve opened five or more credit cards in the past two years, you will likely need to wait before applying.

5. What happens if I cancel my card? Do I lose my Rapid Rewards points?

As long as your points are in your Southwest Rapid Rewards account before canceling the card, you will not lose them. However, any unredeemed bonus points or anniversary points tied to your card benefits will be forfeited.

How to Apply for the Southwest Rapid Rewards Premier Credit Card

Applying for the Southwest Rapid Rewards Premier Credit Card is quick and straightforward. Follow these steps to submit your application:

Step 1: Visit the Official Chase Website

Go to the Chase website or the Southwest Airlines official site, where you can find the Southwest credit card application page.

Step 2: Select the Premier Card

Southwest offers multiple versions of their Rapid Rewards credit cards. Ensure you select the Premier version before proceeding.

Step 3: Fill Out the Application Form

Provide your personal information, including:

• Full Name
• Address
• Social Security Number (SSN)
• Employment and Income Details
• Contact Information

Step 4: Review the Terms and Conditions

Carefully read through the terms and conditions, including the annual fee, APR, and rewards structure. Ensure you understand all the costs associated with the card.

Step 5: Submit Your Application

After reviewing your details, submit the application. Most applicants receive a decision within minutes, but in some cases, Chase may require additional verification.

Step 6: Receive and Activate Your Card

If approved, expect to receive your new Southwest Rapid Rewards Premier Credit Card in the mail within 7–10 business days. Once received, activate the card and start earning rewards on your purchases!

Final Thoughts

The Southwest Rapid Rewards Premier Credit Card is a fantastic option for frequent Southwest travelers looking to earn valuable rewards, enjoy travel perks, and save on flights. With no foreign transaction fees, anniversary bonuses, and a clear path to the Companion Pass, this card provides exceptional value.

Ready to start earning Rapid Rewards points? Apply today and make every trip more rewarding!

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SOUTHWEST RAPID REWARDS PREMIER

EARN POINT ON EVERY PURCHASE TRAVEL BENEFITS

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